Buying a house in Spain is a process that requires a series of essential documents for both the buyer and the seller. Ensuring that all documentation is in order is key to avoiding legal issues or delays in the transaction. Below, we provide a detailed breakdown of the required documents:
Documents for the Buyer
- Identification Document:
- DNI for Spanish citizens.
- NIE for foreign residents (More information).
- Passport for non-residents.
- Certificate of Residency (Empadronamiento): Proves the buyer’s place of residence, which may be required for certain procedures (Check here).
- Employment History Certificate: A document reflecting the buyer’s work history and contributions (Request it from Social Security).
- Latest Income Tax Return:
- Essential for assessing the buyer’s financial capacity.
- Particularly required if applying for a mortgage (More info from the Tax Agency).
- Bank Document:
- A pre-approval mortgage letter or
- A bank statement proving financial solvency (Consult your bank).
Documents for the Seller
- Property Deed: The official document certifying home ownership (Land Registry).
- Simple Note (Nota Simple): Issued by the Land Registry, providing details about the legal status of the property (Request it here).
- Energy Performance Certificate (CEE): Mandatory document that provides information on the property’s energy consumption (More details at IDAE).
- Latest Property Tax Receipt (IBI): Essential to verify that the owner is up to date with tax obligations (Check with your local council).
- Community Fees Debt Certificate: Signed by the building administrator, confirming that the seller has no outstanding debts with the homeowners’ association.
Other Important Documents
- Certificate of Habitability or First Occupation License: Certifies that the home meets habitability requirements (Check here).
- Building Inspection Certificate (ITE): Required for buildings over 50 years old (Verify with your regional authority).
- Cadastral Certificate: A document indicating the property’s surface area and cadastral value (Access the Cadastre).
- Utility Bills:
- Up-to-date electricity, water, and gas bills.
- Utility contracts to verify the status of services (Check utility providers).
- Building Book: For newly built homes, containing technical construction information.
- Certificate of Completion: Confirms that the building has been constructed according to the approved plans.
Special Considerations for Foreign Buyers
If the buyer is a foreigner, some documents must:
- Be officially translated into Spanish.
- Be apostilled or legalized following international regulations (Check the process with the Ministry of Justice).
Learn More About the Real Estate Market in Spain
- Investing in Luxury Properties in Spain
- Best Areas to Live on the Costa Blanca Based on Your Lifestyle
- Discover the Real Value of Your Property with MP Villas
- Villa in Calpe for Less Than a Million Euros
- Your Dream of Living in Calpe Can Come True
- MP Villas: The Ideal Choice to Sell Your Property in Calpe
It is important to remember that requirements may vary depending on the region and type of property. To ensure a safe and smooth purchase, consulting a real estate professional or a lawyer specializing in real estate transactions is highly recommended.
With this guide, you’ll be one step closer to buying your dream home in Spain with complete confidence!